Introduction
Welcome to the website of Oxford Finance Group. Oxford Finance
Group is committed to protecting your privacy and handling any
personal information obtained from you with safety, care and
respect. This Online Privacy Policy is designed to answer your
questions regarding Oxford Finance Group online privacy policy,
including about how Oxford Finance Group collects and uses your
personal information.
IMPORTANT: YOUR USE OF THIS WEBSITE SIGNIFIES YOUR AGREEMENT WITH
THIS ONLINE PRIVACY POLICY. IF YOU DO NOT AGREE WITH THE ONLINE
PRIVACY POLICY, PLEASE DO NOT USE THE WEBSITE.
Terminology
In this Online Privacy Policy:
- The termOFG refers
to the Oxford Finance Group.
- The terms the Site and
the Website refer to the website operated
by OFG, namely www.oxfordfinancegroup.com.
- The term Personal Information means
information that identifies a particular individual. This
information may include an individual's name, postal address,
zipcode or postcode, email address, credit card number, or
telephone number. When other information, such as consumer product
preferences or subjective issues such as how a person uses the
Site, is directly associated with an identifiable individual, this
other information may also become Personal Information for the
purposes of this Privacy Policy.
- The term the Privacy Policy refers to
this OFG Online Privacy Policy.
- The term third-party refers to
parties independent of OFG.
Permission to Use the Site
When you access, browse or use the Site, you signify your
agreement to the Privacy Policy, without limitation or
qualification. If you do not agree to the Privacy Policy, you may
not use the Site.
Other Information
This Privacy Policy applies only to Personal Information
submitted to, and collected on, the Site and does not apply to any
other information collected by OFG through any other means.
Modifications
OFG reserves the right, at its sole and absolute discretion, to
add, change, discontinue, modify, remove or suspend portions of the
Privacy Policy without notice at any time, by posting changes
online. Any changes to the Privacy Policy apply as soon as they are
posted. Your continued use of the Site following the posting of any
such changes shall mean that you accept these changes. Please
therefore review this Privacy Policy regularly.
Third-Party Sites
The Privacy Policy applies solely to information collected by
this Site. Other websites which are linked to, or from the Site,
including those that are co-branded with a OFG logo, may have
different privacy policies. All third-party websites are beyond the
control of OFG, and OFG is not responsible for the privacy policies
of such websites. Please therefore review the privacy policy
notices on third-party websites for details of their privacy
policies.
Collection and Use of Personal Information
As a general policy, no Personal Information is automatically
collected from you when you use or visit the Site, nor does OFG
require that you provide the Site with Personal Information in
order to visit and use the Site. OFG uses no cookies on the
Site.
The only way OFG collects Personal Information from you is when
you voluntarily submit the information to the Site in order to
participate in activities like contests, games, or surveys, in
connection with content or suggestions you submit to OFG, or
because you want OFG to furnish you with products, services or
information via the Site. In order for you to participate in such
activities on the Site, or for OFG to furnish you with products,
services or information via the Site, it may be necessary for you
to provide OFG with Personal Information. If you choose not to
provide relevant Personal Information, such activities, products,
services or information may not be available to you on the Site. At
all times, however, you have a choice as to whether or not to
disclose any Personal Information.
Unless you provide your consent, or OFG explicitly states
otherwise (as specified in the section below on Disclosure of
Personal Information without Consent), any Personal Information
that OFG collects as a result of your use of the Site will remain
confidential. OFG will use your Personal Information in a manner
that is consistent with this Policy and only for the purpose for
which it is submitted, unless other uses are disclosed and you
permit OFG to use your information in such other ways. In
particular, if, and only if you agree on an
opt-in basis, will OFG contact you to
provide information about products, services, promotions, contests,
or other activities or offerings that may be of interest to you.
OFG will typically seek to obtain such opt-in consent, either on
the Site when you are entering your contact details, or by a single
email to you asking whether you would be happy for OFG to contact
you to provide relevant information. With each communication you
receive from OFG, you will be given the opportunity to indicate if
you do not wish to receive future communications.
OFG may process your Personal Information internally for many
reasons, including, without limitation, to assist OFG to gather
information on user preferences, to target users with views and
information they value, or to conduct market research surveys. OFG
may also combine the Personal Information you provide on the Site
with other information collected from you offline or from
third-parties so that OFG can more effectively tailor the Site for
you. If you provide OFG with Personal Information, you shall have
the right, on reasonable prior notice, to inspect, change, amend,
or delete such information.
Anonymous Information
OFG, or third-parties on its behalf, may collect and maintain
anonymous information about users of the Site. This may include,
without limitation, a user's Internet Protocol address, the domain
name of a user's internet service provider, the times when
different pages are viewed by a user, referring websites, the type
of browser employed by a Site user, or the type of operating system
employed by a Site user. OFG may also take Personal Information and
make it anonymous, either by combining or aggregating it with
information about other individuals, or by removing characteristics
that make the information identifiable with a particular person.
Such information may include without limitation, data about user'
hobbies, interests, purchasing habits, preferences, sexes or
ages.
OFG may use internally anonymous information obtained about its
users in many ways, including without limitation, to improve
customer service, to analyze trends and statistics about the Site
(such as the frequency with which users visit various pages on the
Site), to administer the site, for internal marketing, to gather
broad demographic information, and to tailor the Site's contents
and materials to deliver a better, more interesting and more
entertaining experience for Site users. OFG may also share any
anonymous information obtained about its users with advertisers,
business partners, sponsors, and any other third-parties. OFG notes
that there are no restrictions in this Privacy Policy on the right
of OFG to aggregate or make use of any user's Personal Information
in an anonymous manner, and OFG may use and/or share any anonymous
information obtained about users with any third-parties in any
way.
Third-Party Promotions, Products, or Services
If, and only if you agree on an opt-in
basis, OFG may share your Personal Information with third-parties
who may want to contact you about products, services, or other
offerings that may be of interest to you. OFG will typically seek
to obtain your opt-in consent to share your Personal Information
with third parties, at the place where the information is
collected, or by a single email to you asking whether you would be
happy for OFG to share your Personal Information with third
parties. When OFG shares your Personal Information with a
third-party, under all circumstances your Personal Information will
become permanently subject to the information use and sharing
practices of the third-party, and the third-party will not be
restricted by this Privacy Policy with respect to its use and
further sharing of your Personal Information. Please study the
privacy policies of each third-party for further clarification as
to their own privacy policy. If you consent to receive
communications from any third-parties you will need to communicate
with them directly if you later decide that you no longer wish to
receive their communications.
Disclosure of Personal Information without
Consent
There may be circumstances when OFG may disclose your Personal
Information without your consent. OFG may disclose Personal
Information: 1) if, in the good faith opinion of OFG, it is
necessary to enforce OFG's Terms and Conditions; 2) if, in the good
faith opinion of OFG, it is necessary to enforce contest,
promotions, and/or game rules; 3) if such disclosure may be
required by law or court order, or to law enforcement or other
government officials in connection with an investigation into
fraud, intellectual property infringements, or other activity that
is illegal or may expose you or OFG to legal liability; 4) if, in
the good faith opinion of OFG, it is necessary to protect and
defend the rights, property, personal safety, security or interests
of OFG, or its employees, agents, contractors, the Site users,
OFG's customers, third-parties, or the public; or 5) if, in the
good faith opinion of OFG, it is necessary to protect against fraud
or for risk management purposes.
OFG may employ entities or companies to provide support for the
internal operations of the Site, to help deliver products or
services (such as companies that fulfil OFG orders, or help process
payments to OFG), or to help gather your information or communicate
with you. In such instances, there may be a need for OFG to share
your Personal Information with these companies. If OFG does employ
third-parties for such purposes, OFG will ask such third-parties to
assure the confidentiality, security, and integrity of the shared
Personal Information, and only use such information to provide OFG
with a specific service and not for any other purpose. However, OFG
is not responsible for the privacy policies of any third-party, and
cannot be held responsible for the activities of such third-parties
in protecting Personal Information.
If OFG sells all or part of its business or makes a sale or
transfer of assets or is otherwise involved in a merger or business
transfer, OFG may transfer your Personal Information to a
third-party as part of that transaction. In the unlikely event of
the bankruptcy of OFG, the Personal Information maintained by OFG
may also be transferred to its successor or be assigned.
Children
OFG believes that children using the internet require special
protection, and that parents and guardians have a particular
responsibility to provide such protection to the children under
their care. In the OFG Terms and Conditions, OFG requires that all
children under 18 obtain permission from their parents or guardian
before they: 1) enter the Site; 2) email the Site, or ask OFG to
email anything to them; 3) send in any information to the Site; 4)
buy anything online from the Site; or 5) enter any contest or game
on the Site that requires information about them or offers a prize.
OFG does not, however, monitor the ages of people who access the
Site.
Security
OFG has implemented reasonable technical, administrative, and
physical security measures, both online and off-line, to protect
the Personal Information in its possession against loss, theft,
unauthorized access, improper use, disclosure or modification. From
time to time, OFG reviews its security procedures in order to take
account of appropriate new technology and methods. Please be aware,
however, that OFG cannot guarantee that loss, theft, unauthorized
access, improper use, disclosure or modification of Personal
Information will never occur. Despite OFG's best efforts, no
security measures are perfect or impenetrable.
Contact
If you have any questions or wish to send OFG comments about
this Privacy Policy, please contact OFG by e-mail.